{"product_id":"super-made-simple-8th-edition-ebook","title":"Super Made Simple 8th Edition Ebook","description":"\u003cdiv style=\"background-color: #e8f4fd; border-left: 4px solid #1a73c9; padding: 12px 16px; margin-bottom: 16px; border-radius: 4px;\"\u003e\n\u003cp style=\"margin: 0;\"\u003e\u003cstrong\u003e🆕 New 8th Edition — fully revised for 2026–27\u003c\/strong\u003e\u003cbr\u003eUpdated for the indexed contribution caps ($32,500 concessional \/ $130,000 non‑concessional), the $2.1 million transfer balance cap and the revised $3 million super tax rules.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eNoel Whittaker AM\u003c\/strong\u003e — Australia's most trusted personal finance author. Over 1 million books sold across 30+ years of bestsellers, and a regular voice in the AFR, \u003cem\u003eThe Australian\u003c\/em\u003e and ABC.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e✅ \u003cstrong\u003eInstant digital download\u003c\/strong\u003e — get your ebook immediately after checkout\u003cbr\u003e✅ \u003cstrong\u003eBoth formats included\u003c\/strong\u003e — PDF for computers \u0026amp; tablets, plus Epub for Kindle, Apple Books and any e-reader\u003cbr\u003e✅ Download link also sent to your email\u003cbr\u003e🔒 Secure checkout via Shopify\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003eMake Australia's superannuation system work tirelessly to your advantage with this essential guide to saving, structuring and financially thriving in retirement.\u003c\/p\u003e\n\u003cp\u003eImagine living in a country with 15% income tax, no Medicare levy, and capital gains tax at just 10% — you'd be tempted to move there. But you don't have to, because it's possible in your own postcode. It's called Australia's superannuation system.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat you'll learn:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHow to make the most of the 2026–27 contribution caps — $32,500 concessional and $130,000 non‑concessional — including carry‑forward and bring‑forward rules\u003c\/li\u003e\n\u003cli\u003eTax strategies inside super — pay 15% instead of your marginal rate, and cut your CGT bill\u003c\/li\u003e\n\u003cli\u003eHow to structure super for a tax‑effective retirement income stream, and what the $2.1 million transfer balance cap really means\u003c\/li\u003e\n\u003cli\u003eWhen and how to access your super completely tax‑free\u003c\/li\u003e\n\u003cli\u003eThe revised $3 million super tax (Division 296) explained in plain English — who it affects and who it doesn't\u003c\/li\u003e\n\u003cli\u003eHow super is taxed when you pass it on — and how to minimise that\u003c\/li\u003e\n\u003cli\u003eSalary sacrifice, spouse splitting, the government co‑contribution, TTR pensions, SMSFs and more\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's new in the 8th Edition (August 2026):\u003c\/strong\u003e every figure has been updated for the 2026–27 financial year — the indexed contribution caps that took effect 1 July 2026, the $2.1 million transfer balance cap, current pension thresholds and the 2021–2023 life expectancy tables — plus a rewritten chapter on the revised $3 million super tax, now based on realised earnings with indexed thresholds.\u003c\/p\u003e\n\u003cp\u003eIn Noel Whittaker's easy‑to‑follow style, you'll discover how to use your super to provide great comfort in retirement and minimise tax while you work. You might even start to love your super.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePlease note, this is the Ebook version of Super Made Simple. If you want to order the printed version, \u003ca title=\"Noel Whittaker's Super Made Simple print version\" href=\"https:\/\/www.noelwhittaker.com.au\/product\/superannuation-made-simple\/\"\u003eclick here\u003c\/a\u003e.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3\u003e📖 Read a free sample chapter\u003c\/h3\u003e\n\u003cp\u003e\u003cem\u003eTaxes on Super\u003c\/em\u003e — Is superannuation really taxed three times? Can you claim a tax deduction on contributions before June 30? What's the $3 million super tax and does it affect you? Noel answers all of this — and explains salary sacrifice and cutting your CGT bill with super — in plain English.\u003c\/p\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/cdn.shopify.com\/s\/files\/1\/1801\/7555\/files\/SMS8_sample_taxes_on_super.pdf?v=1788735992\" rel=\"noopener\" target=\"_blank\"\u003e⬇ Download the free sample chapter (PDF)\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003eWhen you order this ebook, you can download at checkout and will also be sent an email with a download link for 2 files — a \u003cstrong\u003ePDF version\u003c\/strong\u003e which is easy to read on most computers or laptops, as well as \u003cstrong\u003eEpub format\u003c\/strong\u003e for Kindles, Apple Books and most other e‑readers. Choose whichever suits your device — you get both.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cstrong\u003eAlso by Noel:\u003c\/strong\u003e Super and estate planning go hand in hand — your super is your biggest asset to get right. \u003ca href=\"\/products\/wills-death-and-taxes-made-simple-ebook\"\u003e\u003cem\u003eWills, Death \u0026amp; Taxes Made Simple\u003c\/em\u003e\u003c\/a\u003e covers wills, powers of attorney and how to pass on your super tax‑effectively.\u003c\/p\u003e","brand":"Noel Whittaker Ebooks","offers":[{"title":"Default Title","offer_id":62848060588191,"sku":"SMS8ED-PDF","price":16.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1801\/7555\/files\/SMS_8thEd_cover_2026-27.jpg?v=1788735875","url":"https:\/\/noelwhittakerebooks.com.au\/products\/super-made-simple-8th-edition-ebook","provider":"Noel Whittaker Ebooks","version":"1.0","type":"link"}