An enduring power of attorney is the only document that lets someone you trust manage your money and your care if you ever can't — and you can only sign one while you're still well enough not to need it. Here's how it works, what changes state to state, and what happens to your family if you don't have one.
A reader's letter in Noel Whittaker's September newsletter reveals a common and costly assumption: that working rules you out of the age pension. It doesn't — and the Work Bonus is why.
Superannuation sits outside your estate, so your will has no say over it — the trustee of your fund decides, unless you've filled in the right form. Here's how binding, non-binding and reversionary nominations differ, who you're allowed to name, and the tax that catches adult children out.
Noel Whittaker's September newsletter names a flaw in the new capital gains tax rules: as drafted, death itself can trigger a tax bill on gains nobody has cashed in. Here's what it means for couples with a long-held property or share portfolio.
Dying without a will does not mean your money disappears — it means a formula written into state law decides who gets it, and that formula knows nothing about your family. Here is what really happens, and why your super may not be covered by your will at all.
