Super Made Simple — 8th Edition

Just published · August 2026

Every figure in the book changed on 1 July. This is the edition that has them right.

Superannuation rules never sit still, and 2026–27 brought some of the biggest changes in a while. Noel’s fully revised 8th edition covers every one of them in the same plain English — along with the strategies that still matter most: salary sacrifice, spouse splitting, transition‑to‑retirement pensions, and getting money into pension mode tax‑free.

If you’ve just read about this in Noel’s newsletter, everything is on this page — including which price applies to you.

Which one are you?

Pick the line that describes you and the price applies itself at checkout — there’s no code to type.

I’m new to Super Made Simple

The ebook, at 20% off the usual price as a launch special. PDF and Epub both included, downloaded straight after checkout.

$13.56$16.95 Launch special · until 26 October Get the ebook

I already own an earlier edition

Every past reader of the ebook can move up to the fully revised 2026–27 edition for a few dollars. One use per customer.

$3.95$16.95 Launch offer · until 31 October Upgrade for $3.95

I bought the 7th edition ebook here after 1 July 2026

Then the financial year turned over under you — the edition you paid for was already describing the year before, because we kept selling it past 1 July. That one is on us, so your 8th edition is free. We emailed your code in September.

Free Search your inbox for “Super Made Simple” Can’t find it? Email us

I’d rather have it in print

Noel sells the paperback through his own bookshop — easier to flag, underline and hand on to someone else. The prices above are for the ebook only.

Paperback From Noel’s bookshop See the print edition

What the 8th edition covers that the 7th couldn’t

Every figure in the book was reset for the financial year that began on 1 July 2026.

Concessional cap: $32,500Indexed from 1 July 2026, with the carry‑forward rules explained
Non-concessional cap: $130,000Plus how the bring‑forward rule works at the new level
Transfer balance cap: $2.1 millionWhat it actually caps, and what happens if you go over
The $3 million super tax: RewrittenDivision 296 now applies to realised earnings only, with the $3m and $10m thresholds indexed — a chapter rewritten from scratch

Also updated: the current pension thresholds and the 2021–2023 life expectancy tables, both of which feed directly into retirement income calculations.

What’s inside

177 pages. PDF and Epub included with every ebook purchase.

Contribution strategies under the new caps — and when carry-forward is worth using
Salary sacrifice, spouse splitting and the government co-contribution
Paying 15% instead of your marginal rate, and cutting a CGT bill with super
Transition-to-retirement and account-based pensions
Getting money into pension mode, and accessing super tax-free
The SMSF chapters — whether one is worth the trouble
What happens to your super when you die, and how to reduce the tax on it
Who the $3 million tax actually affects — fewer people than the headlines suggest

Read a chapter first

Taxes on Super — is super really taxed three times? Can you claim a deduction on contributions before 30 June? Noel answers both, and explains the $3 million tax, in one free chapter.

Download the sample chapter

Questions

Do I need to enter a discount code?

No. The buttons above carry the price with them, so it is already applied when you reach checkout. If you would rather type it, the codes are SUPER8LAUNCH for the launch special and SUPER8READER for the past-reader price.

It says the code isn’t available to me. What now?

Each price is tied to a particular group, and the check runs on the email address you type at checkout — not on whether you are signed in. The $3.95 price is for people who have bought Super Made Simple from this store before, so it needs the email address you used then. If you are new to the book, use the $13.56 launch special instead. Still stuck? Email NoelwhittakerEbooks@adpower.com.au and we will sort it out.

Which format do I get?

Both. Every ebook purchase includes a PDF for computers and tablets and an Epub for Kindles, Apple Books and other e-readers. You download at checkout and we email the links as well, so you can come back to them later.

I bought the 7th edition a couple of years ago — does the $3.95 price apply to me?

Yes. It is for anyone who has ever bought Super Made Simple from this store, at any point and in any edition, including inside the Super Bundle or the Bundle of Wisdom. There is no cut-off date on it.

Why buy direct rather than through Amazon or Apple?

Those platforms take between 35% and 75% of the price. Buying here skips that, which is why the ebook costs what it does. The first rule of wealth is already at work — don’t pay more than you have to.

Is this advice for my situation?

No. Super Made Simple is general information about how Australia’s superannuation system works, not personal financial advice. It is written to help you ask better questions and understand the answers — decisions about your own super should be made with a licensed adviser who knows your circumstances.

Launch special of $13.56 ends 26 October 2026. The $3.95 past-reader offer ends 31 October 2026. Both are one use per customer and apply to the 8th edition ebook only. Prices in Australian dollars.