The words super funds use — balanced, growth, conservative — don't mean the same thing from one fund to the next, and the only number that matters is how much sits in growth assets. Here's how to find yours, what the difference is worth over a decade, and how to decide without guessing.
Keeping your retirement savings in cash feels safe, but with prices up 4.3% over the past year a term deposit can quietly go backwards after tax. Here is what inflation really does to a retirement pot, and how to protect the part of your income that is not already indexed.
Most Australians in their fifties assume compounding was something they missed out on in their twenties. The maths says the opposite: the biggest dollar gains of your investing life are still ahead of you.
Deciding between shares and an investment property in your fifties starts with one question: when do you actually need the money back? Here's how timeframe, the 1 July 2027 tax changes and the option most people overlook should shape the answer.
Noel Whittaker's October newsletter explains the one market that quietly shapes mortgage rates, term deposits and the defensive half of your super. Here's what it means if you're between 40 and 60.
