Noel Whittaker unpacks the negative gearing and capital gains tax changes starting July 2027, and why he thinks they may make buyers and investors too nervous to act. What it means if you own an investment property or were planning to buy one.
Noel Whittaker argues that Australian house prices are driven mainly by borrowing capacity and government charges on new homes, not by investors or tax concessions. Here is what that means if you are managing a mortgage, planning to downsize, or trying to help an adult child into the market.
Going guarantor for an adult child feels like signing a form rather than spending money, but it puts your home and your own borrowing on the line. Here is what you are actually promising, how a limited guarantee works, and the questions to ask before anything is signed.
With capital gains tax rules changing from 1 July 2027, a reader asked Noel Whittaker whether to get their property valued now. The Tax Office's answer: there's no need to rush — and a valuation done too early won't count.
Noel Whittaker's October newsletter reports vendors holding back and parents hesitating to help their kids buy. Here's what a cooler property market means if you're in your late forties or fifties.