News — debt
Going guarantor: what you're really signing up for
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Going guarantor for an adult child feels like signing a form rather than spending money, but it puts your home and your own borrowing on the line. Here is what you are actually promising, how a limited guarantee works, and the questions to ask before anything is signed.
Pay down the mortgage or top up super? How to decide after 45
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Every spare dollar can either shrink your home loan or grow your super, and after 45 the right split matters more than ever. Here's how to compare the two honestly — including the tax numbers for 2026-27.

