News — debt

Going guarantor: what you're really signing up for

• debt • family • nw-original • property • topic-032

Going guarantor: what you're really signing up for

Going guarantor for an adult child feels like signing a form rather than spending money, but it puts your home and your own borrowing on the line. Here is what you are actually promising, how a limited guarantee works, and the questions to ask before anything is signed.

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Pay down the mortgage or top up super? How to decide after 45

• debt • mortgage • nw-original • superannuation • topic-007

Pay down the mortgage or top up super? How to decide after 45

Every spare dollar can either shrink your home loan or grow your super, and after 45 the right split matters more than ever. Here's how to compare the two honestly — including the tax numbers for 2026-27.

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