Noel Whittaker's latest Firstlinks column proposes three low-cost reforms: stopping surprise bank account freezes, making lenders mortgage insurance portable, and easing the age pension income test for older workers. Here is what each one would mean if you are in your 40s or 50s.
Noel Whittaker's October newsletter looks past the Reserve Bank's next move and asks a more useful question: what happens to your plans if money stays expensive for a while? His answer comes down to two unglamorous habits.
Every spare dollar can either shrink your home loan or grow your super, and after 45 the right split matters more than ever. Here's how to compare the two honestly — including the tax numbers for 2026-27.
