Aged care fees aren't based on what your investments actually earn — they're based on what the government deems you to earn. Noel Whittaker explains why a small change to the deeming rates can cost a family thousands a year.
Noel Whittaker argues that families choosing aged care focus on the care and leave the money until last. Here is why the financial side deserves equal attention, and what to ask before you sign.
Noel Whittaker argues that Australian house prices are driven mainly by borrowing capacity and government charges on new homes, not by investors or tax concessions. Here is what that means if you are managing a mortgage, planning to downsize, or trying to help an adult child into the market.
Noel Whittaker on why blanket identity questionnaires are a poor substitute for watching what accounts actually do — and what the compliance burden costs ordinary customers. Plus the practical steps worth taking before your bank writes to you.
Noel Whittaker's latest column looks at what happens when the business you're paying replaces its people with a chatbot. The lesson for anyone watching the household budget: service is part of the price.
