Deciding between shares and an investment property in your fifties starts with one question: when do you actually need the money back? Here's how timeframe, the 1 July 2027 tax changes and the option most people overlook should shape the answer.
Noel Whittaker's July newsletter mailbag answered the question most share and property owners are asking about the proposed capital gains tax changes: do I need to do something now? Mostly it's paperwork, not panic.
Downsizing can free up real money for retirement, but the gain is rarely the difference between the two house prices. Here's how to work out what you'd actually be left with, and what it would mean for your pension, before you call an agent.
A reader asked Noel Whittaker what would happen if he moved out of his unit and rented it. The answer turned on a rule most people have never heard of — the six-year absence rule, which can keep a former home free of capital gains tax while it earns rent.
Noel Whittaker's September newsletter looks at five years of price rises and the collapse of a major Sydney developer. His warning: Australia has hundreds of property markets, and a plan that only works if prices keep rising is a fragile plan.
