If you feel you've missed the boat on super, the arithmetic says otherwise: peak earnings, catch-up contribution rules and decades of compounding still ahead make your 50s the most powerful saving decade. Here's how the 2026-27 caps and carry-forward rules work for late starters.
The scary headline numbers about retirement savings usually ignore the Age Pension and your actual spending. Here's how to work out what a comfortable retirement really costs — and what your super needs to look like to fund it.
Somewhere around 50 the question turns up: am I actually on track for retirement? Here's a 20-minute check-up you can do tonight with your last super statement and a calculator - a target, a starting point, a rough projection, and the levers that still work in your 50s.
