Superannuation is being pulled in several political directions at once. Noel Whittaker explains why the rule that keeps your money locked away is the one doing most of the work.
Two retirees can earn identical returns and finish almost $100,000 apart — the difference is simply when the bad year lands. Here's how sequencing risk works, and the practical defences that take away most of its sting.
From the archive: Noel Whittaker on why a good retirement depends on housing, health and friendships as well as super. His practical thinking for anyone planning the next stage of life.
Somewhere around 50 the question turns up: am I actually on track for retirement? Here's a 20-minute check-up you can do tonight with your last super statement and a calculator - a target, a starting point, a rough projection, and the levers that still work in your 50s.
