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News — retirement planning

Redundant at 55: what to do with the payout (and what not to)

• nw-original • redundancy • retirement planning • topic-033

Redundant at 55: what to do with the payout (and what not to)

Made redundant in your mid-50s? Your payout is several different payments, each taxed its own way, and your super stays locked until 60. Here's how to work out what you're holding, what the ATO takes, and where the money should go first.

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The Bank of Mum and Dad: helping your kids without wrecking your retirement

• family • nw-original • retirement planning • topic-031

The Bank of Mum and Dad: helping your kids without wrecking your retirement

Giving your adult children a deposit in your fifties isn't spare money - it's retirement money with someone else's name on it. Here's what the gift really costs, how Centrelink's gifting rules treat it, and how to help without wrecking your own plans.

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Noel in the News: the buffer that matters more than the next rate decision

• interest rates • mortgage • Noel in the News • nw-curated • retirement planning • source-noel-news

Noel in the News: the buffer that matters more than the next rate decision

Noel Whittaker's October newsletter looks past the Reserve Bank's next move and asks a more useful question: what happens to your plans if money stays expensive for a while? His answer comes down to two unglamorous habits.

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Aged care costs explained: RADs, DAPs and the family home

• aged care • nw-original • retirement planning • topic-021

Aged care costs explained: RADs, DAPs and the family home

Aged care costs in Australia come in four separate buckets, and the six-figure number families panic about is usually the most refundable part of the bill. Here's how the basic daily fee, care contributions, RADs and DAPs actually work — and why the family home rarely has to be sold.

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Noel in the News: aged care isn't one big bill - it's five

• aged care • family • Noel in the News • nw-curated • retirement planning • source-yourlifechoices

Noel in the News: aged care isn't one big bill - it's five

Most families focus on the room price when a parent moves into aged care. Noel Whittaker explains the five separate fees that actually make up the cost - and why how you fund the room can matter more than which home you choose.

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