Noel Whittaker explains how capital gains tax actually works — and shows a case study where deductible super contributions reduce a $700,000 gain to no tax at all. Here's the principle, and where it applies if you're still working.
Nobody pays super for you when you work for yourself, which is why so many self-employed Australians reach their fifties with a balance that looks far too small. Here's how the personal super contribution deduction works, how the five-year catch-up rule can let you put in well above one year's cap, and the paperwork that has to be right.
Noel Whittaker's assessment of the May 2026 Budget is worth a second look, because the changes don't start until 1 July 2027. He shows how a working age pensioner can face an effective tax rate of 54% while wealthier couples keep the full CGT discount.
There are no death duties in Australia, but superannuation left to adult children is taxed - and most families only find out when the cheque arrives. Here's how the tax works, what it costs, and the four things you can do about it while you're alive and well.
Treasury has backed away from a 30% minimum tax on discretionary family trusts, but the alternative locks trustees into fixed distributions permanently. Noel Whittaker explains why that trade-off deserves careful thought before anyone signs.
