If your super is a fraction of your partner's after years of part-time work or unpaid caring, the gap is arithmetic rather than a personal failing. Here are the catch-up rules, offsets and contributions that can close part of it while you are still in your 50s.
A separation in your fifties can feel like starting again with a fraction of the time, but a settlement is a starting balance, not a verdict. Here's how super splitting, the capital gains tax rollover and ten deliberate years of contributions can rebuild the picture.
If you are 55 or older, you can move up to $300,000 from the sale of your long-held home into super — $600,000 for a couple — completely outside the normal contribution caps. Here is who qualifies, the 90-day deadline that trips people up, and what it does to your age pension.
Noel Whittaker's latest column argues that "industry fund" and "ETF" have become badges of quality that guarantee nothing. What matters is what the fund owns, what it costs and what risk you are carrying.
There are no death duties in Australia, but superannuation left to adult children is taxed - and most families only find out when the cheque arrives. Here's how the tax works, what it costs, and the four things you can do about it while you're alive and well.
