A separation in your fifties can feel like starting again with a fraction of the time, but a settlement is a starting balance, not a verdict. Here's how super splitting, the capital gains tax rollover and ten deliberate years of contributions can rebuild the picture.
Most Australians in their fifties assume compounding was something they missed out on in their twenties. The maths says the opposite: the biggest dollar gains of your investing life are still ahead of you.
Deciding between shares and an investment property in your fifties starts with one question: when do you actually need the money back? Here's how timeframe, the 1 July 2027 tax changes and the option most people overlook should shape the answer.
Your forties are the most expensive decade most Australian households will face — mortgage, school costs, and nothing left at month-end. Here's how small, structured steps still build real wealth, with the 2026-27 super numbers that make them work.
If you are 55 or older, you can move up to $300,000 from the sale of your long-held home into super — $600,000 for a couple — completely outside the normal contribution caps. Here is who qualifies, the 90-day deadline that trips people up, and what it does to your age pension.
