Superannuation sits outside your estate, so your will has no say over it — the trustee of your fund decides, unless you've filled in the right form. Here's how binding, non-binding and reversionary nominations differ, who you're allowed to name, and the tax that catches adult children out.
Dying without a will does not mean your money disappears — it means a formula written into state law decides who gets it, and that formula knows nothing about your family. Here is what really happens, and why your super may not be covered by your will at all.
A transition to retirement pension lets you draw an income from your super while you are still working, so you can cut back to four days without cutting your household income. Here is how it works, what it costs you, and when it isn't worth the paperwork.
Preservation age is now simply 60 for everyone still working towards it, but reaching 60 doesn't release your super on its own. Here's how conditions of release, transition to retirement and the gap to Age Pension age at 67 actually fit together.
Your super has two phases, and the move from accumulation to pension phase is the moment the tax on your fund's earnings can drop to zero. Here's how the switch works, when you're allowed to make it, and the caps and minimums to know about.
