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Noel in the News: retirement is about more than the money

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Noel in the News: retirement is about more than the money

From the archive: Noel Whittaker on why a good retirement depends on housing, health and friendships as well as super. His practical thinking for anyone planning the next stage of life.

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Pay down the mortgage or top up super? How to decide after 45

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Pay down the mortgage or top up super? How to decide after 45

Every spare dollar can either shrink your home loan or grow your super, and after 45 the right split matters more than ever. Here's how to compare the two honestly — including the tax numbers for 2026-27.

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Noel in the News: why an older will might need a fresh look

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Noel in the News: why an older will might need a fresh look

Noel Whittaker's latest column explains why wills written under the old tax rules — especially those with testamentary trusts — deserve a review before the new CGT regime arrives in July 2027.

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Multiple super funds? Here's what consolidating really saves you

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Multiple super funds? Here's what consolidating really saves you

Around 4 million Australians hold two or more super accounts, and each spare account quietly drains fees and insurance premiums. Here's what consolidating actually saves, what to check first, and how to do it in about 20 minutes.

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Noel in the News: how insurance bonds actually work

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Noel in the News: how insurance bonds actually work

In the August issue of Noel News, Noel Whittaker walks through the mechanics of insurance bonds — the 10-year rule, the 30 per cent rebate, and why they can bypass your estate entirely. Here's what it means for investors in their 40s and 50s.

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