Whether you'll get the age pension comes down to two Centrelink tests — one on your assets, one on your income — and the one that pays you less wins. Here's how both tests work, with the current thresholds and what to watch as you approach 67.
Credit card surcharges are banned from 1 October, but Noel Whittaker warns the $1.8 billion cost won't simply disappear. Here's where he expects it to turn up instead — and what to watch.
Two retirees can earn identical returns and finish almost $100,000 apart — the difference is simply when the bad year lands. Here's how sequencing risk works, and the practical defences that take away most of its sting.
Noel Whittaker weighs into the debate about opening up super for house deposits — and explains why the system only works if it keeps its one job. Our summary, with a link to the full column.
When one partner's super is a fraction of the other's, the system offers three built-in fixes: spouse contributions, contribution splitting and smarter use of the caps. Here's how each works, with the current figures.
