Superannuation sits outside your estate, so your will has no say over it — the trustee of your fund decides, unless you've filled in the right form. Here's how binding, non-binding and reversionary nominations differ, who you're allowed to name, and the tax that catches adult children out.
Noel Whittaker's September newsletter names a flaw in the new capital gains tax rules: as drafted, death itself can trigger a tax bill on gains nobody has cashed in. Here's what it means for couples with a long-held property or share portfolio.
Dying without a will does not mean your money disappears — it means a formula written into state law decides who gets it, and that formula knows nothing about your family. Here is what really happens, and why your super may not be covered by your will at all.
Treasury has backed away from a 30% minimum tax on discretionary family trusts, but the alternative locks trustees into fixed distributions permanently. Noel Whittaker explains why that trade-off deserves careful thought before anyone signs.
A transition to retirement pension lets you draw an income from your super while you are still working, so you can cut back to four days without cutting your household income. Here is how it works, what it costs you, and when it isn't worth the paperwork.
