Noel Whittaker argues that families choosing aged care focus on the care and leave the money until last. Here is why the financial side deserves equal attention, and what to ask before you sign.
Made redundant in your mid-50s? Your payout is several different payments, each taxed its own way, and your super stays locked until 60. Here's how to work out what you're holding, what the ATO takes, and where the money should go first.
Noel Whittaker argues that Australian house prices are driven mainly by borrowing capacity and government charges on new homes, not by investors or tax concessions. Here is what that means if you are managing a mortgage, planning to downsize, or trying to help an adult child into the market.
Going guarantor for an adult child feels like signing a form rather than spending money, but it puts your home and your own borrowing on the line. Here is what you are actually promising, how a limited guarantee works, and the questions to ask before anything is signed.
Noel Whittaker's latest Firstlinks column proposes three low-cost reforms: stopping surprise bank account freezes, making lenders mortgage insurance portable, and easing the age pension income test for older workers. Here is what each one would mean if you are in your 40s or 50s.
