Giving your adult children a deposit in your fifties isn't spare money - it's retirement money with someone else's name on it. Here's what the gift really costs, how Centrelink's gifting rules treat it, and how to help without wrecking your own plans.
Noel Whittaker on why blanket identity questionnaires are a poor substitute for watching what accounts actually do — and what the compliance burden costs ordinary customers. Plus the practical steps worth taking before your bank writes to you.
Nobody pays super for you when you work for yourself, which is why so many self-employed Australians reach their fifties with a balance that looks far too small. Here's how the personal super contribution deduction works, how the five-year catch-up rule can let you put in well above one year's cap, and the paperwork that has to be right.
With capital gains tax rules changing from 1 July 2027, a reader asked Noel Whittaker whether to get their property valued now. The Tax Office's answer: there's no need to rush — and a valuation done too early won't count.
If your super is a fraction of your partner's after years of part-time work or unpaid caring, the gap is arithmetic rather than a personal failing. Here are the catch-up rules, offsets and contributions that can close part of it while you are still in your 50s.
